It often happens that a loan is needed very urgently and very quickly. For these cases, especially the instant loans are suitable over the Internet. These can be ordered directly online and the processing time from the credit inquiry to the payment is often only a few days.
Who has a perfect credit rating and a clean credit bureau can get such an instant loan without any problems. It looks different, however, if there are negative entries in the credit bureau. Due to the guidelines that exist at German banks, loans are almost always rejected in the case of a negative credit bureau. However, anyone who has received a refusal from his bank should not give up immediately. There is also the chance to order an instant loan without credit bureau online in 24 hours.
What does instant loan without credit bureau mean?
In such a loan, no credit bureau query is performed and no data on the loan is reported to the credit bureau. This is possible because the instant loan without credit bureau is realized in 24 hours via a bank in Switzerland. These are not interested in the German credit bureau A credit bureaufreier credit can be granted up to an amount of 3500 USD. However, it is not possible to apply directly to the bank. The processing of the loan is completely through a credit intermediary.
These usually offer their services via the internet. It is important that you first make an exact comparison. By a comparison can be saved at a cost and on the other hand also dubious brokers exclude. As a rule, these are recognized by the fact that the agency fee is charged in advance. However, one should refrain from these offers, since there is a risk that it will not come after a payment to broker the loan.
Requirements for an instant loan without credit bureau in 24 hours
Even a non-credit bureau credit is coupled to certain conditions. The most important thing is a regular monthly income. This must be high enough so that the bank can execute a seizure in the event of a default. In addition, it is also important that the borrower has been employed by the current employer for at least 12 months and that his salary is transferred to a German current account. A credit bureau-free loan is generally only given to German citizens living and working in Germany. These must also be between 18 and 57 years old. If all prerequisites are met, the loan can be requested directly online.
Apply for an instant loan without credit bureau in 24 hours
Most intermediaries offer a corresponding application form on their website. In this all the required information will be entered. After submitting the form, the prospective customers receive an immediate promise in the immediate loan without credit bureau in 24 hours if the loan can be approved. The loan documents then follow by mail.
These then need only be signed and returned with the required documents. As soon as all documents are available at the bank, it will arrange the payment accordingly. The loan amount is then paid out to the current account of the borrower. On request, most banks also offer a cash payment. Since the time must be included for the mail, the instant loan can be applied for without credit bureau in 24 hours, but until the payout you should at least one week count.